Terms of Service

01 Agreement to Terms

By accessing or using the websites odysseymercantile.com and lopez.ai (collectively, the "Sites"), or engaging our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Sites or our services.

These Terms constitute a legally binding agreement between you and Odyssey Mercantile LLC, a Utah limited liability company, also doing business as Lopez AI ("Company," "we," "us," or "our").

02 Services We Provide

Odyssey Mercantile LLC, operating under the Lopez AI brand, provides:

• > AI consulting — strategy, architecture, and production-grade system development
• > Google Ads management — campaign setup, optimization, and reporting for clients
• > Subscription software products — mobile and web applications (current and future)

Specific consulting engagements are governed by separate statements of work ("SOW") or service agreements. In the event of a conflict between these Terms and an SOW, the SOW controls for that engagement.

03 User Accounts & Subscriptions

Some of our software products may require you to create an account. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account.

Paid subscriptions are billed through our payment processors (currently Stripe via RevenueCat). Subscription terms, pricing, trial periods, and cancellation policies will be presented at the point of purchase. All fees are in US dollars unless otherwise stated. Refund requests are handled on a case-by-case basis.

04 Acceptable Use

You agree not to:

• > Use the Sites or services for any unlawful purpose or in violation of any applicable law
• > Attempt to gain unauthorized access to any part of the Sites, servers, or databases
• > Interfere with or disrupt the integrity or performance of the Sites or services
• > Scrape, crawl, or use automated tools to extract data beyond what is publicly intended
• > Misrepresent your identity or affiliation with any person or organization

05 Intellectual Property

All content on the Sites — including text, graphics, logos, images, code, and design elements — is owned by Odyssey Mercantile LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.

For consulting engagements, intellectual property ownership is defined in the applicable SOW or service agreement. Unless otherwise agreed in writing, work product created under an SOW is assigned to the client upon full payment.

06 Google Ads Management

When we manage Google Ads campaigns on your behalf, you acknowledge that:

• > Ad spend is billed directly by Google to your payment method; our management fees are separate
• > Campaign performance depends on many factors outside our control (market conditions, competition, landing page quality)
• > We do not guarantee specific results, rankings, or return on ad spend
• > You are responsible for the accuracy of your business information and compliance with Google's advertising policies for your industry

07 Disclaimers

08 Limitation of Liability

09 Indemnification

You agree to indemnify, defend, and hold harmless Odyssey Mercantile LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from your use of the Sites or services, your violation of these Terms, or your violation of any rights of a third party.

10 Third-Party Links & Services

The Sites may contain links to third-party websites or services. We do not control and are not responsible for the content, privacy practices, or availability of those external sites. Inclusion of a link does not imply endorsement.

11 Termination

We reserve the right to suspend or terminate your access to the Sites or services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

For consulting engagements, termination provisions are governed by the applicable SOW or service agreement.

12 Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict-of-law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Salt Lake County, Utah, and you consent to the personal jurisdiction of those courts.

Before filing any claim, you agree to attempt to resolve the dispute informally by contacting us at brian@odysseymercantile.com. We will attempt to resolve the dispute within thirty (30) days.

13 Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Material changes will be communicated via the Sites or by email for registered users. Your continued use of the Sites or services after changes become effective constitutes acceptance of the revised Terms.

14 Severability & Waiver

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

15 Contact Us

If you have any questions about these Terms, contact us at: